Dunphy Insurance Agency
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Terms of Service

Last updated: July 2, 2026

These Terms of Service (“Terms”) govern your use of the website at dunphyinsuranceagency.com (the “Site”), operated by Dunphy Insurance Agency (“Dunphy,” “we,” “us,” or “our”). By using the Site or submitting a quote request, you agree to these Terms. If you do not agree, please do not use the Site.

1. What We Do

Dunphy is a licensed Texas insurance agency that helps owner-operators, new authorities, and small fleets shop for commercial trucking insurance. The Site provides general information and lets you request a quote so a licensed agent can contact you. The Site does not sell insurance directly and does not itself provide, bind, or guarantee any coverage.

Requesting a quote does not create an insurance policy or bind coverage. Coverage exists only when a policy is issued by an insurance carrier and confirmed in writing.

2. Quote Requests & Your Information

When you request a quote, you agree to provide accurate and complete information. Quotes, estimates, and coverage options are indications only and are subject to carrier underwriting, verification, and the actual policy terms. Final pricing and eligibility are determined by the insurance carrier, not by the Site.

3. Consent to Be Contacted

By submitting your information, you agree that Dunphy may contact you by phone, text message, and email about your request — including by autodialer and prerecorded or AI voice where you have consented. Consent is not a condition of purchase. Message and data rates may apply, and you may reply STOP to opt out of texts at any time. See our Privacy Policy for details on how we handle your information.

4. No Professional Advice

Information on the Site is provided for general informational purposes and is not legal, financial, or professional insurance advice for your specific situation. Coverage needs vary; speak with a licensed agent before making decisions about your insurance.

5. Acceptable Use

You agree not to: (a) submit false, fraudulent, or another person’s information without authorization; (b) use the Site to send spam or automated submissions; (c) attempt to disrupt, overload, probe, or gain unauthorized access to the Site or its systems; or (d) use the Site in violation of any applicable law.

6. Intellectual Property

The Site and its content — including text, graphics, logos, and design — are owned by or licensed to Dunphy and are protected by applicable laws. You may not copy, reproduce, or reuse them without our permission, except as needed for your personal, non-commercial use of the Site.

7. Third-Party Links & Carriers

The Site may reference or link to insurance carriers and other third parties. We do not control and are not responsible for their content, products, or practices. Any coverage you obtain is governed by the issuing carrier’s policy and terms.

8. Disclaimers

The Site is provided “as is” and “as available” without warranties of any kind, whether express or implied, including fitness for a particular purpose and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by law, Dunphy will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site. Nothing in these Terms limits liability that cannot be limited under applicable law.

10. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws rules. Any dispute relating to the Site will be handled in the state or federal courts located in Texas.

11. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above. Your continued use of the Site after changes take effect means you accept the updated Terms.

12. Contact Us

Dunphy Insurance Agency
9915 Serenity Grove Dr, Missouri City, TX 77459
Phone / Text: 346-279-0960
Email: info@dunphyinsuranceagency.com